Redefining health protection for Ethiopia's workforce
Founded as part of the ID-NET ecosystem, Lanchi is industrializing the distribution of health risk coverage to ensure cancer remains a manageable event — not a source of financial ruin.
Health should be protected,
not just treated
The Ethiopian economic landscape is undergoing a profound paradigm shift. At the center of this evolution is Lanchi — a holistic financial and health wellness platform that addresses the country's dual burden of maternal health challenges and non-communicable diseases.
Developed as a flagship product of ID-NET, Lanchi utilizes a group-based microinsurance model underwritten by Nib Insurance Company S.C. to provide high-impact health security for working women in the garment, horticulture, and industrial sectors.
Empowering Ethiopia's workforce through integrated health and financial solutions
What drives us
Prevention First
We believe healthcare should be taught, not treated. By embedding annual cancer screenings into every membership from day one, we shift the paradigm from reactive treatment to proactive prevention.
Radical Affordability
At ETB 5.75 per day — less than the cost of daily consumables — we've engineered comprehensive health protection that's accessible to every working woman in Ethiopia, regardless of income level.
Digital-Native Delivery
From e-KYC enrollment to 72-hour claims settlement, every touchpoint is built on our digital rail. No physical forms, no unnecessary delays, no friction.
Women-Centered Design
Every product decision, every benefit structure, every communication is designed with and for the women we serve. Their health resilience is our mission.
Built on trust
Nib Insurance Company S.C.
A stabilizing force in the Ethiopian economy with a paid-up capital of ETB 1.21 billion. NIC retains exclusive authority over underwriting, pricing, and claims adjudication, maintaining technical reserves and solvency margins required by the National Bank of Ethiopia.
ID-NET
The digital infrastructure handling e-KYC onboarding, automated enrollment, sachet premium collection, and real-time claims processing — built to reach women at scale across Ethiopia.
FSD Ethiopia & FSD Africa
Funded the development of ID-NET and enabled the actuarial review ensuring Lanchi Covered is both financially sustainable and affordable for Ethiopian women.
MSI
Supporting women's health and financial inclusion, helping extend Lanchi Covered's reach to iddirs, cooperatives, and women's groups across Ethiopia.
Empowering Ethiopia's workforce
Join the companies building health resilience for their employees.
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