A holistic financial ecosystem for women
Lanchi is more than insurance — it is an integrated microsaving, microcredit, and microinsurance platform protecting female employees against the financial shocks of breast and cervical cancer.
The three-pillar approach
Microsaving
Lanchi Health Security Fund
Proactive digital savings dedicated to routine reproductive health needs and wellness expenses. Members build a personal health fund through daily micro-deposits, creating a financial cushion for preventative care.
- ✓Daily micro-deposits from ETB 5.75
- ✓Dedicated to reproductive health needs
- ✓Builds financial resilience over time
- ✓Interest-bearing digital savings account
Microcredit
Maternal Health Advance
Immediate liquidity — up to 3x your savings — for predictable life events like institutional delivery. Ensures continuity of care from pregnancy to postnatal recovery without financial disruption.
- ✓Up to 3× savings balance available
- ✓Short-term loans for maternity care
- ✓Postnatal check-up financing
- ✓Flexible repayment via payroll deduction
Microinsurance
Cancer Care Shield
A group-based risk product providing a lump-sum payout upon the first definitive diagnosis of invasive cancer. Underwritten by Nib Insurance Company S.C., it prevents family asset liquidation during medical crises.
- ✓ETB 30,000 breast cancer payout
- ✓ETB 20,000 cervical cancer payout
- ✓First-diagnosis trigger — no waiting period
- ✓72-hour claims settlement guarantee
Guaranteed preventative services
Unlike standard health covers that enforce waiting periods, every Lanchi member receives immediate access to annual screenings from day one.
The digital rail
Powered by ID-NET for mass-market scale.
Seamless Digital Onboarding
Using integrated e-KYC protocols, we pull data from national ID systems to enroll your entire workforce instantly — no physical forms, no delays.
Sachet Payment Model
Premiums are structured for daily consumption at ETB 5.75 via payroll deduction or mobile wallet debits. Affordability engineered for low-wage earners.
72-Hour Settlement
Claims are initiated by uploading digital medical reports via the app. ID-NET validates within 48 hours; Nib Insurance completes final adjudication within 24 hours.
Ready to protect your workforce?
ETB 2,100 per member annually. Day-one screening included.
Get a Corporate Quote